India access, wallet records and lawful use
Our terms apply alongside Indian state rules, court orders, payment-network duties and account-security checks. Access and eligibility depend on local law and are available where local law permits; we do not present the service as usable in every location. You must give accurate registration details, keep
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credentials private and use payment methods held in your own name. We may ask for identity or transaction proof when a legal request, dispute, withdrawal or unusual wallet event needs checking. UPI, Paytm and PhonePe references are treated as account records, not as public data. We
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retain records only for legal, security, tax and dispute purposes, then remove or anonymise them when our retention schedule allows. If a term changes, we display the revised text here so you can read it before further use.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.